General Insurance - K Vision | The Insurance World

General Liablility

General Liability Insurance is a policy that provides comprehensive coverage faced by an organization against liability losses arising out of legal wrongs or torts which may result from bodily injury and property damage.

General Liability includes 5 other subsections as:

Commercial General Liability
Directors and Officers Liability
Product Liability
Public Liability
Professional Indemnity

Home Insurance

Home insurance policies protect homeowners against damage and losses that affect their property and belongings. The exact terms of coverage depend upon the policy; however, most insurance policies cover perils like hail, thunderstorms, fire, and theft. Home insurance also includes liability protection in the event that someone is injured on the homeowner’s property, and many policies also offer financial assistance if a homeowner must be temporarily displaced because their home has been damaged.

Motor Insurance

In today's day with a constant increase in the number of cars on the road, it gets very tough to protect your car from unwanted mishaps. High repair costs, coupled with the cost of spare parts, can definitely pinch your pockets, which is why it is essential to have a good Car Insurance or a Package Motor Insurance policy. WE OFFER car insurance with a range of covers to choose from.

Travel Insurance

Travel insurance is insurance designed to cover the costs and losses and reduce the risk associated with unexpected events incurred while traveling. It is a useful protection for those traveling domestically or abroad. Let us handle that for you in such unfortunate events as you would have enough things to worry about.

Health Insurance

Health insurance policy gives you access to the best medical care and treatment while being financially protected. In case of a health emergency, your mediclaim health care policy guarantees peace of mind and ensures that you and your family are protected from medical expenses while receiving the best treatment at a hospital of your choice.

Cyber Insurance

Cyber-insurance is an insurance product used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Risks of this nature are typically excluded from traditional commercial general liability policies or at least are not specifically defined in traditional insurance products. Coverage provided by cyber-insurance policies may include first-party coverage against losses such as data destruction, extortion, theft, hacking, and denial of service attacks; liability coverage indemnifying companies for losses to others caused

Construction Insurance

Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, damage that happens during a renovation and damage to temporary work erected on-site. Third parties, including subcontractors, may also become injured while working at the construction site.

Accident Insurance

Accident insurance is insurance that provides compensation for accidental injury or death.

Group personal accident insurance is another way to protect your greatest asset: your employees. Adapted to your needs, benefits can pay out in the event of death, permanent disablement, temporary total disability and medical expenses.

Fire Insurance

A fire insurance policy covers the financial loss which insured may suffer due to destruction of or damage to property or goods, caused by fire, during a specified period and up to agreed amount.

Fire insurance policies include payment for loss of use, or additional living expenses due to uninhabitable conditions as well as damage to personal property, and nearby structures. Homeowners should document the property and its contents to simplify the assessment of items damaged or lost during a fire.

INSURANCES & POLICIES

We are a Leading Insurance Advisory in India