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Health Insurance

We are a Leading Insurance Advisory in India

We at KVISION are your one stop solution to all your insurance related queries. Insurance claims require specialized knowledge to reach a settlement, which we pioneer in. Our goal is to get your insurance claim settled promptly and fairly. We believe in giving individual attention for settlement of large and complicated claims. Our dedicated team works 24*7 for you.

Health Insurance

A health insurance policy can be regarded as one of your best assets. Have you saved some money in case you fall ill in future? Do you know that nowadays the medical expenses are rising so high that it becomes tough for one to afford such expenses without the support of a health insurance policy? Are you aware that the advancement of medical science has increased the longitivity of human life but the fact remains that it has also increased the expenses for medical treatment and the medical inflation in our country is far ahead of economic inflation? We are so glad that you are in the best of health today, but, can you predict your health situations over the next few years? Are you prepared to face the unforeseen conditions in the future? When you fall ill, a health insurance helps you get cashless treatment or an expense reimbursement.

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WHY WE STAND OUT

Complete Details

Such a policy reimburses the insured for medical and surgical expenses arising from an illness or injury that leads to hospitalization. Buying a Health insurance policy will ensure that your medical expenses are taken care of and also that the out-of-pocket expenses are curtailed up to the Sum insured.

We offer health insurance for:

Special features:

WHY WE STAND OUT

What is Covered?

Sum insured options which range from Rs. 1.5 lacs going up to Rs. 50 lacs.

Policy will covers pre as well as post hospitalization expenses, which would have occurred 60 days prior to hospitalization or 90 days after hospitalization.

Access to cashless facility at over 6000+ empaneled hospitals across India (subject to exclusions and conditions).

Extended family coverage: which would cover your parents, parents in law, grandparents, grandchildren, and also dependent siblings.

Covers ambulance charges subject to a limit of Rs. 20000 in a policy year.

Sum insured reinstatement (For similar illness as well).

Covers expenses for all day care treatments

Term options of 1, 2 and 3 years are available

Option for lifelong renewal

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What is not Covered?

In case of a disease which is preexisting, a waiting period of 3 years will be applicable.

Any disease that is contracted during the first 30 days of start of the health insurance policy will be excluded from coverage of the policy.

Certain diseases such as hernia, piles, cataract and sinusitis shall be covered after a waiting period of 2 years.

Waiting period of 3 years for Joint replacement, PIVD.

Treatment for use of intoxicating and/or addictive substances like alcohol, drugs etc. will not be covered.

Waiting period of 3 years for bariatric surgery.

Waiting period of 6 years for maternity/new born baby expenses.

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